Sports Card Investor’s Terms of Use & Conditions of Sale

Last updated: February 10, 2020

Thanks for visiting Sports Card Investor! We hope you’ll enjoy being a part of this community of websites, Services and Content owned or operated by Sports Card Investor, LLC, a limited liability company based in Atlanta, Georgia  – including our SportsCardInvestor.com website, our Market Mover data tool, our e-mail newsletters, our YouTube Channel, our Facebook Groups, our Discord Chat Server, our social media accounts, and everything else we add in the future (each a “Service,” and collectively, the “Services”).

It’s important that you know that by using the Services, you’re agreeing to be bound by these Terms of Use and Conditions of Sale (“Terms and Conditions” or “Terms”), INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 12. These Terms govern your use and access to this website and all our Services and Content. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of this website and its Services means that you accept any new or modified terms and conditions. So please check back here from time to time.

Some Services are works in progress. We reserve the right to change or even eliminate them with no notice, at our sole discretion.

1. Registration

Except as expressly provided in these Terms and Conditions, members may only maintain one active registration with Sports Card Investor. Any other use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse, or otherwise trick us or our members, is a breach of these Terms and Conditions.

If you subscribe to one of our premium Services, such as our Membership Program, you will be asked to create a username and password, which you’ll need to access the Service. You may also be asked to create a username and password for posting comments on our website or other activities.

As a registered user, you can update your account settings, including your email address, by clicking on your name in the upper right of the screen once you are logged in. 

2. Premium Services

When subscribing to a premium Service such as our Membership Program, you will need to provide us with your name, email address, and billing and shipping addresses, as well as your credit card information. You agree to pay the applicable subscription fee as set forth on this site. Sales taxes may be charged in addition to the subscription fee. BY PLACING YOUR ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE UNLESS YOU CANCEL.

You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, Sports Card Investor reserves the right to cancel your subscription.

We reserve the right to refuse or discontinue the supply of a Service to any user at any time at our sole discretion.

Unless stated otherwise, membership to any Service is for online and/or electronic access only. Certain promotions may offer features that are issued in physical form. Shipping of any goods or service associated with these promotions is limited to the U.S./APO. Physical fulfillment of goods or services not specifically mentioned in a promotion is at the sole discretion of the Sports Card Investor.

Our Services sometimes deliver content via email including reports and card recommendations. There is no opt-out choice available for these emails (unless you cancel your subscription). You can always opt out of our marketing emails by clicking unsubscribe at the bottom of the email.

Automatic Billing and Cancellation Policy

If you are participating in our Membership Program, your membership will automatically renew at the then-current rate, until you cancel your membership which you can do by clicking on your username (once logged in) in the upper-right hand corner of this website. Or, you may email support@sportscardinvestor.com.  BY SIGNING UP FOR A MONTHLY OR ANNUAL MEMBERSHIP, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE. Accordingly, you agree that your membership fee or subscription will be billed automatically at the beginning of each renewal period (plus sales tax, if applicable) to the credit card you used in your most recent transaction with us.

Sports Card Investor reserves the right to increase a Service’s fees or institute new charges upon reasonable notice. Service fees are due in advance.

No Refunds

Sports Card Investor does not offer refunds for any of its Services.

Transfer; Changes to a Service

You cannot transfer your subscription to someone else, except through bequeathment or by a court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and conditions. For assistance in this situation, please contact support@sportscardinvestor.com. 

Sports Card Investor reserves the right, at its sole discretion, to periodically modify what’s included with a Service or membership subscription.

3. Affiliate Marketing Programs

We may be compensated by third parties whose products we review, list or promote. This compensation may impact where reviews and offers appear, with higher paying partners appearing higher on a page or in a more prominent position. 

No reviews or promotion of products or services should be construed as an endorsement or guarantee of any kind. We do the best we can to make sure that the information we rely upon for our reviews is true and current, but we cannot and will not warranty that it actually is, or that we have not been confused or misled before or after publication.

Any service or product not offered by Sports Card Investor is subject to its own terms and conditions, including about how they may use the information you provide to them, which should be provided by the company through which you are receiving the product or service, and any use of a product or service not offered by Sports Card Investor is done so at your own risk.

4. Additional and Third-Party Terms of Use

Please note that certain individual Services or products may have their own or additional, or may be hosted on a third-party platform that has its own or additional, terms, conditions and policies. Additionally, they may have their own policies for how they may use the information you provide to them.  In the event of a conflict, the terms for the individual Service will control with respect to the Service in question. So please be sure to review any additional terms, conditions and policies with respect to any specific Service and third-party platforms before subscribing.

5. Articles and Advice from non-Sports Card Investor employees

Sports Card Investor often features content, including articles, posts, videos, interviews and chats, from or with non-Sports Card Investor employees on its Services, including but not limited to its SportsCardInvestor.com website, Sports Card Investor’s YouTube Channel, Discord Chat Server and Facebook Group. By putting together lots of information from a variety of sources, we hope to provide participants with a way to have fun and learn to make better investment decisions.

You should not assume that the opinions that people express in these articles, post, videos, interviews and chats are the opinions of Sports Card Investor or anything other than the opinions of the individuals expressing them.

When you look at other people’s content, you should remember that those people may have interests in the cards or products that they’re making predictions about. For example, some people may hope a card’s value will go up because they own it. When you review this content, you should not assume that the person making a prediction is unbiased or independent. 

6. Intellectual Property

All of the Content on our websites and any Service we provide is protected by U.S. and international copyright laws and is the property of Sports Card Investor and/or providers of the content under license. By “Content” we mean any information, mode of expression, or other materials and services found on or provided by Sports Card Investor. This includes articles, posts, videos, podcasts, software, graphics, and any and all other features. 

You may share links with others to the public articles, graphics, charts, videos and podcasts we post, but you may not share the contents or abstracts of the article, graphic, chart video or podcast itself. If you are using our Market Movers data tool, you may take a single screenshot of our charts or data and repost it for non-commercial use, but no more than three (3) times per twenty-four (24) hours period, and provided that each reference and screenshot lists Sports Card Investor as the source and copyright owner. Other than these specific uses, you also may not republish, post, transmit, or distribute the Content to online message boards, blogs, chat rooms, social media, or anywhere else without our consent. Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without Sports Card Investor’s prior written permission. 

Aside from opening yourself up to liability, distributing our premium Services, card picks, charts and data to other websites, chats, social media accounts and forums is unfair to our members who pay good money to receive our Content. So please don’t do it.

When you post any content to our websites or Services (such as guest posts, comments, or social media posts), you are not somehow surrendering your copyright in your expression, but you are granting us an unlimited license to use it. Specifically, by posting content, you agree that Sports Card Investor has an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our websites or Services. This includes the rights to syndicate and make derivative works out of your content. If you don’t want us to use or republish your content, then please don’t post it on our websites or Services. 

We also ask that you only upload or include on our Services materials you have the right to use. If you have a good faith belief that your work has been copied in a way that constitutes copyright infringement, please contact support@sportscardinvestor.com. 

You agree not to display any of Sports Card Investor’s trademarks or use them in any manner without our express written permission.

7. Conduct

Sports Card Investor encourages active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our Facebook Group, Discord Chat, commenting on articles or videos, or any other form of communication.

Accordingly, you agree to use Sports Card Investor for lawful purposes only. You may not use or allow others to use your Sports Card Investor membership to:

• Post or transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Violate any applicable law or regulation while accessing and using our sites;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services; and
• Take any action that damages or disrupts the functioning of our systems or Services.

Unauthorized access of our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites.

Sports Card Investor may at any time, without prior notice and at our sole discretion, remove any post or comment, terminate any membership, remove any individual from our Facebook Group or Discord Chat, or take any action for violating the above or otherwise taking an action disruptive to a Service.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify us at support@sportscardinvestor.com of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data. If you see something that you feel is a violation of the Sports Card Investor’s Rules, please notify us by emailing support@sportscardinvestor.com. 

8. No Personalized Advice

We want to help you profit on sports cards. However, Sports Card Investor is not in the business of rendering personalized investment or financial advice. We can’t know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. Accordingly, you agree that any recommendation or action taken by a Service does not constitute a recommendation that a particular card, strategy, or action is suitable for you. 

Sports Card Investor may partner with third parties in order to make buying sports card easier for you. But, we will not, and cannot, buy, sell or trade sports cards on your behalf. Only you can decide whether or not a sports card or any other product we promote or mention is right for you, and you agree to be liable for any purchase, sale, trade or investment decisions you make using tools that we or our partners provide.

9. You Bear Responsibility for Your Financial and Investment Decisions

The best person to evaluate sports cards and related products, make investment decisions, and handle your finances is you. By your use of our Services, you’re agreeing that you bear responsibility for your own sports card research and related research, investment research, buy/sell/trade decisions, and other investment decisions. You also agree that Sports Card Investor, its directors, its employees, and its agents will not be liable for the results of any buy/sell/trade decision and/or other investment decisions made or action taken by you and others based on news, information, opinion, or any other material published through our Services. 

Let’s be honest, we’re wrong sometimes, so don’t ever act on our advice without doing your own research, assessing your own risk tolerance, understanding the market, and making your own decision. 

10. Disclaimer of Warranties and Liabilities

Please read Sports Card Investor’s Disclaimer, which is incorporated herein by reference.

Sports Card Investor provides a broad range of data, information and commentary via its many Services. Consequently, as a result of the diverse opinions of our staff, data tools and Services, a Sports Card Investor Service may, from time to time, issue recommendations with regard to specific sports cards, products or strategies that are different from issued by prior Content or another Service we provide.

Sports Card Investor does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. And although we work very hard on our platform, Sports Card Investor makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. We make no promises or warranties except that we’ll do our best to provide interesting and helpful information, education, and entertainment. We reserve the right to be wrong, and we are sometimes wrong.

You agree that under no circumstances will Sports Card Investor, its employees, or its agents be liable for direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use, purchase, or downloading of any material on our websites or Services, or arising from or related to these Terms or the Privacy Policy, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services.

Sports Card Investor relies on various sources of information and data that we believe to be accurate and reliable. We can’t and won’t take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. All information and content provided on or by Sports Card Investor is to be used on an “as is, with all faults, we’re not perfect” basis.

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE WEBSITE AND PRODUCTS AND SERVICES CONTAINED AND OFFERED ON THE WEBSITE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. NEITHER SPORTS CARD INVESTOR NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS OR THAT AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.

SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. 

11. Communication

Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email. If you do not provide us with accurate contact information, we cannot be held liable if we fail to notify you. 

12. Dispute Resolution by Binding Arbitration and Class Action Waiver

If a dispute arises in connection with your use of our Services or in relation to any of these Terms (collectively, “Disputes”) our hope is that we can resolve the matter informally. Accordingly, in the event of a Dispute, we agree to first contact each other via email with a description of the Dispute and any proposed resolution. You will email support@sportscardinvestor.com with your concern and Sports Card Investor will contact you via the email address we have on file for you.

If a Dispute cannot be resolved informally, we each agree that except as provided below, the Dispute will be submitted to final and binding arbitration before a panel of three arbitrators of the American Arbitration Association (“AAA”) in Atlanta, Georgia. Either party may commence the arbitration process by submitting a written demand for arbitration with the AAA, and providing a copy to the other party. The arbitration will be conducted in accordance with the provisions of the AAA’s Commercial Dispute Resolutions Procedures, Supplementary Procedures for Consumer-Related Disputes, in effect at the time of submission of the demand for arbitration. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. You expressly agree to refrain from bringing or joining any claims in any representative or class-wide capacity, including but not limited to bringing or joining any claims in any class action or any class-wide arbitration.

YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO HAVE A JUDGE OR JURY DECIDE YOUR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE ACTION. YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH ARBITRATION.

13. Your Agreement to These Terms

You acknowledge and agree that by agreeing to these Terms electronically you are expressly agreeing to the terms set forth herein. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by these Terms and Conditions.

14. Everything Else

If any provision in these Terms and Conditions is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This agreement is and always will be governed by the laws of the United States of America and the State of Georgia (except with respect to choice of law).You agree that the proper forum for any claim arising thereunder will be the courts of Atlanta, Georgia.

Our Services are directed at a U.S. audience. We cannot warrant that the Services are appropriate for users outside the United States or that use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained in the United States under the terms of our Privacy Policy, which is also incorporated by reference.

Except as otherwise expressly stated in these Terms and Conditions, there are no third-party beneficiaries to this agreement.

These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and Sports Card Investor and govern your use of all of our websites, Services and Content.